Vehicle Title Loans 

Do you need extra cash? Is your auto paid in full?

USECU Vehicle Title Loans allow you to conveniently use your car as collateral.


  • Rates as low as 4.74% APR
  • 60-day deferred 1st payment
  • Loan amounts starting at $1,500.00
  • Terms available up to 72 months
  • Low cost Debt Protection products
  • Apply online and close online

Title Loans offer low rates and attractive terms for any purpose. If your car is 10 years old or newer, you may be able to turn your car title into cash today! 

*APR is Annual Percentage Rate.  Rates and terms are determined by applicant’s creditworthiness and are subject to USECU credit underwriting guidelines.  Other rates and terms available. USECU will grant Title Secured Loans, secured by free and clear titles, up to 90% of NADA value.  USECU does not offer Motorcycle Title Secured Loans.