Score Big with Your Dream Home

Dribble past high rates this spring and sink a sweet deal! For a limited time, we’re slashing mortgage rates by 0.50% and giving you the home court advantage on your next home purchase or refinance. Get a free quote.
Fixed Rate
|
10-Year Loan
|
15-Year Loan
|
20-Year Loan
|
30-Year Loan
|
Standard Rate
|
5.875%
|
6.000%
|
6.500%
|
6.625%
|
USECU’s Rate
|
5.375%
|
5.500%
|
6.000%
|
6.125%
|
How Much Can You Save?
Check out these game-changing examples for a 30-year fixed-rate mortgage:
$200,000 Loan Amount
Fixed Rate
|
Payment
|
Total Interest
|
6.625% *
|
$1,281
|
$261,024
|
6.125% **
|
$1,215
|
$237,480
|
$350,000 Loan Amount
Fixed Rate
|
Payment
|
Total Interest
|
6.625%*
|
$2,241
|
$456,792
|
6.125%**
|
$2,127
|
$415,589
|
This offer won’t stay in play forever—apply by March 31, 2025, to lock in your half-point rate cut. Click here or call 630-620-5200 to get in the game. With USECU, you’re not just borrowing—you’re winning!
Rates and savings are examples based on a 30-year fixed-rate mortgage. Rates as of 3/20/25 Contact us for details.
* APR = 6.801% Annual Percentage Rate. **APR = 6.295% Annual Percentage Rate. Offer available to USECU members. Rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions. Contact us for a specific rate quote. All loans are subject to approval. This offer is available for properties located in Florida, Illinois, and Indiana. Offer not valid on FHA or VA loans.